Current account/s can be opened by an individual, body corporate, partnership firms, trusts, associations and any other body/associate which we may consider appropriate for opening the account.
. | U.K Customers | Non-U.K Customers |
---|---|---|
Current Account-Individual | Minimum Balance € 1000 | Minimum Balance € 5000 |
Current Account-Non-Individual | Minimum Balance € 2500 | Minimum Balance € 5000 |
The account holder/s is required to maintain the minimum balance as set out above in the account at all times. We may apply charges as set out in Our Schedule of Service Charges for not maintaining such balances as required.
Cheque books are issued at our discretion.
Charges
A service fee per debit and credit entry is payable at quarterly periods on all current accounts. If temporary overdraft is granted a management fee will be charged in addition to interest charge which will be advised to you.
Uncleared cheques
Withdrawals from the account against uncleared cheques deposited will attract interest even though your statement may show that your account has remained in credit. The rate of interest is currently 7% over the Bank of England’s Base Rate/Reference Rate.