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Savings account/s can be opened by individuals or jointly with other individuals.
| . | U.K CUSTOMERS | NON-U.K CUSTOMERS |
|---|---|---|
| SB Account | Minimum Balance € 250 | Minimum Balance € 2500 |
The account holder/s is required to maintain the minimum balance above in the account at all times and we will have the right to apply a charge for not maintaining such balances as required.
Cheque book may be issued for savings account/s at our discretion.
Interest
Interest is payable on the credit balances in the account at our Savings Deposit Rate. Changes to the Savings Deposit Rate will be posted on our Website from time to time. Interest on the credit balances will be calculated and paid on half yearly basis on daily clear balances. Overdrafts are not permitted in Savings Accounts.
Uncleared cheques
Withdrawals from the account against uncleared cheques will attract interest even though your statement may show that your account has remained in credit. The rate of interest is currently 7% over the Bank of England’s Base Rate/Reference Rate.
Transactions
The General Terms and Conditions set out the permitted transactions on the account.
Cancellation
The provisions in the General Terms and Conditions in relation to cancellation apply to Savings Accounts.
OUR EXCHANGE RATE
